Home/Financing

Flexible Payment Options

Special Financing Available

Don't let a plumbing emergency strain your budget. Lone Star Flow offers flexible financing options so you can get the repairs you need today and pay over time. 0% interest available on qualifying projects.

Financing Options

0% Interest for 60 Months

On qualifying projects over $1,000

  • No interest if paid in full within 60 months
  • Equal monthly payments required
  • Available for water heater installations, repiping, sewer line replacement, and more
  • Minimum project total: $1,000

Low Monthly Payment Plans

Flexible terms from 12 to 120 months

  • Fixed APR options starting at 6.99%
  • Monthly payments as low as $49/month
  • Available for projects of any size
  • No prepayment penalties

Same-As-Cash Options

Pay it off early with no interest

  • 6-month and 12-month same-as-cash available
  • No interest charged if balance paid in full before promo period ends
  • Great for smaller repairs and maintenance
  • Quick approval — most decisions in under 5 minutes

How Financing Works

1

Get Your Estimate

Your Lone Star Flow technician provides a detailed, upfront estimate for the work needed. No surprises.

2

Apply in Minutes

Apply right from your phone or the technician's tablet. The application takes about 2 minutes and most approvals are instant.

3

Choose Your Plan

Select the financing option that fits your budget — 0% interest, low monthly payments, or same-as-cash.

4

Work Gets Done

Once approved, we get to work immediately. No waiting, no delays. Your plumbing problem gets fixed today.

Why Finance with Lone Star Flow

No Hidden Fees

Transparent terms with no application fees, no annual fees, and no prepayment penalties.

Quick Approval

Most applications approved in under 5 minutes. Apply on-site or over the phone.

Budget-Friendly

Monthly payments that fit your budget so you don't have to put off critical repairs.

Ready to Get Started?

Call now to discuss financing options with your technician, or schedule service online.

Financing FAQs

What credit score do I need to qualify?
Financing is available for a range of credit profiles. While higher credit scores may qualify for the best rates, we work with multiple lending partners to find options for most homeowners. The application itself does not affect your credit score.
How long does the approval process take?
Most applications are approved within 2–5 minutes. Your Lone Star Flow technician can help you apply on-site, or you can apply over the phone when scheduling your service.
Is there a minimum project amount for financing?
The 0% interest for 60 months option requires a minimum project total of $1,000. Low monthly payment plans and same-as-cash options are available for projects of any size.
Can I pay off my balance early without penalties?
Yes. All of our financing options come with no prepayment penalties. You can pay off your balance at any time without additional fees.
What types of plumbing work qualify for financing?
All plumbing services performed by Lone Star Flow qualify for financing, including water heater installation, repiping, sewer line repair, drain cleaning, slab leak repair, and water damage restoration.
Do I need to put any money down?
No down payment is required for any of our financing options. The full project cost can be financed, and your first payment isn't due until 30 days after the work is completed.
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